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What Affects Your Car Insurance?

man in car with MAIF insurance Maryland auto insurance Did you now these factors can affect your car insurance rate?

Staying up to date on the current factors that can affect your car insurance rate may help you make adjustments to your plan to lower your cost. At Maryland Auto Insurance providers, we are always looking for ways to save our drivers money. Our providers work closely with our drivers to maximize their savings. We offer a complete range of safe driver and continued coverage discounts to reward loyal drivers.

What Factors Affect Your Car Insurance

  • Your driving record can affect how much you pay for car insurance. Drivers with a bad driving history may have to pay a higher cost, whereas drivers with an excellent driving record may be able to save on care insurance.
  • The type of coverage you have purchased can affect your car insurance rate.
  • Education may affect your insurance rate. Some insurance companies offer lower insurance rates for students with good grades.
  • The make and model of your car my influence your insurance rate. If you are driving a sports car, you may have higher insurance than a minivan driver, for instance.
  • The number of drivers on your insurance plan. If there are multiple drivers on your insurance plan, it can increase the amount you pay. Having a young driver on your insurance plan may also affect your insurance rate.
  • Where you live may also affect your car insurance rate. Drivers who live in areas with high crime or theft may be offered higher insurance rates.
  • Your credit score may affect your insurance. Most companies use your credit score as an indication of your ability to pay on time and how responsible you are. If you have a high credit score, the more likely you are to qualify for specific types of insurance.

Think you’re not qualified for car insurance? Think again! Find out if you’re eligible for Maryland Auto Insurance today by giving us a call.

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