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Uber and Lyft Car Insurance

Do you drive for Uber or Lyft?


We proudly offer Progressive® Rideshare Insurance for Uber and Lyft drivers in Maryland


For drivers working with rideshare companies, such as Uber and Lyft, it is necessary to have to appropriate type of insurance to keep you covered during all stages of your drive. In many cases, drivers will need more than the basic coverage supplied by their rideshare company.

Our team at MAIF Insurance Online can work with Uber and Lyft drivers to help them obtain the rideshare insurance they need. We offer rideshare insurance through Progressive for Maryland rideshare drivers.

What is Rideshare Insurance?

Rideshare insurance aims to cover the gap in insurance between the insurance provided by your rideshare company and your personal insurance.

With rideshare insurance, the driver can choose the insurance that best suits their needs. In many cases, rideshare insurance can save time, money, and liabilities in the future.

Uber and Lyft Car Insurance for Maryland

Do I Need Rideshare Insurance?

All drivers are required to have auto insurance in Maryland. In many cases, rideshares companies like Uber and Lyft offer primary packages to keep you covered while you drive, but the packages they provide are not comprehensive; this means that you might experience a gap in your auto insurance.

Most rideshare trips are explained in three steps. In most situations, the traditional rideshare coverage will only accommodate coverage for step 2 and step 3.

  • Stage 1: Rideshare driver is signed in and waiting for a ride request
  • Stage 2: Rideshare driver accepts a ride request and is on their way to pick up their customer
  • Stage 3: Rideshare driver is now taking their customer to their chosen destination

Keep in mind that rideshare insurance is paired with the coverage offered by your rideshare company so rideshare drivers will need both of them to cover the gap in insurance. While the coverage provided by your rideshare business keeps you covered through step 2 and step 3, it leaves you at risk during step 1.

More specifically, if you are in step 1 and you have been involved in an accident, your basic rideshare insurance may not cover your expenses. During step 1, any losses or damages to your car may be dismissed under your ridesharing company’s policy.

Is Rideshare Insurance Right For Me?

Rideshare insurance is designed to cover the gap in coverage between the coverage provided by your rideshare company and your personal insurance. Rideshare coverage keeps you protected during all phases of your ride. In most cases, drivers obtain rideshare insurance to avoid future problems.

If you would like to learn more, our team at MAIF Insurance Online can work with you to explore some of your options.

Get Progressive Rideshare Insurance Through MAIF Insurance Online

MAIF Insurance Online offers a full range of affordable Maryland auto insurance options for your insurance needs. We proudly offer rideshare insurance for Uber and Lyft drivers in Maryland through Progressive auto insurance.

If you would like to determine if rideshare insurance is right for you, contact one of our experienced team members at MAIF Insurance Online.

To learn more, call 301-842-6002 or contact us online.