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Reporting an Accident Maryland Insurance Fund

My MD Auto Insurance providers are here to assist you in the event of an auto accident. We strive to provide friendly, knowledgeable customer service tailored to your insurance needs. We help our customers repair their cars and back on the road as soon as possible after a car accident. My MD Auto is your official source of affordable Maryland Auto insurance.

What Should I Do In An Auto Accident?

Having the right insurance in the event of an accident can help you manage the expense of any vehicle or personal damage. Just knowing that you have car insurance can help reduce your stress. When in an automobile accident, there are certain guidelines you should follow to protect yourself and those involved. We think it’s very important to be ready to deal with the aftermath, and we are here to help you report a car accident. For more information about the auto insurance we offer in Maryland, please visit About Car Insurance.

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In the event of an accident, make sure you and your passengers are safe, follow these steps:

  1. Call 9-1-1

    No matter how severe of an accident, you should call a Maryland state police officer if you were involved in a car accident. Calling the police can protect all involved parties. A police accident report in Maryland is also helpful to have when reporting your accident to Maryland Auto Insurance Fund. Having the police on hand will also be helpful if there are any injuries or property damage.

  2. Never Admit Fault

    Never admit that you were the cause of the accident. Allow the police and insurance company to do their job and investigate the scene of the accident. They will determine who is at fault and record it in the police accident report.

  3. Exchange Information

    Be sure to exchange information with every driver involved in the accident. Having this information could come in handy later when reporting the accident to your My MD Auto provider. Collect the following information with each driver:

    • Name
    • Address
    • Phone Number
    • License Plate Number
    • Driver’s License Number
    • Make and Model of Vehicles
  4. Take Photographs of Damage

    Taking photos of the damage done to your car can help your insurance claim move faster. Just be sure to never interfere with police activity or put yourself in danger. Be sure to take photos once you and your car are in a safe place.

  5. Contact your My MD Auto Claims Adjuster

    After you and your family are safe, contact My MD Auto to report your accident. A claims adjuster will evaluate your situation and help you to find a Maryland Auto Insurance Collision Damage Assessment Center to get an official auto repair quote. To see a list of collision damage assessment centers, see MAIF Claim Centers. To submit a claim call 800-492-7114.

Should I call my insurance company or the police first?

This question often arises following a car accident. If the accident is not severe and you and the other driver(s) have no serious injuries, it might be best to call the insurance company first. However, you might want to call the police first if your car was hit and damaged. A police accident report in Maryland is necessary if you want to file a claim for damage repair. If there is a personal injury and you or other drivers are seriously hurt, call the police department first to ensure that there is a record of what happened before anyone leaves. The police will want statements from all parties involved and an investigation into the cause of the accident.

Insure your car with My Maryland Auto Insurance

Do you insure your car? Our experienced agents can help you find the right Maryland Auto insurance for your car, truck, or motorcycle to protect you and your assets. Car accidents in Maryland can happen at any time. Having car insurance is Maryland State Law. Get protected today with Maryland Auto Insurance Providers.

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