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Reporting an Accident Maryland Insurance Fund

My MD Auto Insurance providers are here to assist you in the event of an auto accident. We strive to provide friendly, knowledgeable customer service tailored to your insurance needs. We help our customers repair their cars and back on the road as soon as possible after a car accident. My MD Auto is your official source of affordable Maryland Auto insurance.

What Should I Do In An Auto Accident?

Having the right insurance in the event of an accident can help you manage the expense of any vehicle or personal damage. Just knowing that you have car insurance can help reduce your stress. When in an automobile accident, there are certain guidelines you should follow to protect yourself and those involved. We think it’s very important to be ready to deal with the aftermath of an accident, and are here to help.

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In the event of an accident, make sure you and your passengers are safe, follow these steps:

  1. Call 9-1-1
    No matter how severe of an accident, you should call the police in the event of an accident. Calling the police can protect all involved parties. A police report is also helpful to have when reporting your accident to Maryland Auto Insurance Fund. Having the police on hand will also be helpful if there are any injuries.
  2. Never Admit Fault
    Never admit that you were the cause of the accident. Allow the police and insurance company to do their job and investigate the scene of the accident. They will determine who is at fault and record it in the police accident report.
  3. Exchange Information
    Be sure to exchange information with every driver involved in the accident. Having this information could come in handy later when reporting the accident to your My MD Auto provider. Collect the following information with each driver:

    • Name
    • Address
    • Phone Number
    • License Plate Number
    • Driver’s License Number
    • Make and Model of Vehicles
  4. Take Photographs of Damage
    Taking photos of the damage done to your car can help your insurance claim move faster. Just be sure to never interfere with police activity or put yourself in danger. Be sure to take photos once you and your car are in a safe place.
  5. Contact your My MD Auto Claims Adjuster 
    After you and your family are safe, contact My MD Auto to report your accident. A claims adjuster will evaluate your situation and help you to find a Maryland Auto Insurance Collision Damage Assessment Center to get an official auto repair quote. To submit a claim call 800-492-7114.

Should I call my insurance company or the police first?

This question often arises following a car accident. If the accident is not severe and you and the other driver(s) were not seriously injured, it might be best to call the insurance company first. However, you might want to call the police first if your car was hit and damaged. A police report is necessary if you want to file a claim for damage repair. If you or other drivers have serious injuries, call the police first to ensure that there is a record of what happened before anyone leaves. The police will want statements from all parties involved and an investigation into the cause of the accident.

Insure your car with My Maryland Auto Insurance

Is your car not insured? Our experienced agents can help you find the right Maryland Auto insurance for your car, truck, or motorcycle so that you and your assets are properly protected. Car accidents can happen at any time. Having car insurance is Maryland State Law. Get protected today with Maryland Auto Insurance Providers.

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