About Car Insurance Maryland

Car insurance is required by Maryland state law, no driver is legally allowed on the roads without auto insurance.

Maryland Auto Insurance Fund provides auto insurance to all residents of Maryland regardless of their driving history or what type of vehicle you drive. All vehicles on the road must be covered with minimum coverage according to Maryland state law or drivers face penalties and potential suspension.

Maryland Auto Insurance provides the option of liability coverage, comprehensive and collision coverage. While the last two may not be considered necessary, when someone who drives an old vehicle a bank or other lender may require them if there is an outstanding loan on the vehicle. Our agents will work with you to evaluate your personal needs and make sure that you drive away with the right policy and the necessary coverage for Maryland requirements.

Our experienced team of MAIF agents has a comprehensive knowledge of Maryland State Insurance Laws helping to personalize insurance plans to fit your needs and budget. Our Maryland Auto Insurance providers are committed to helping our clients find auto insurance that works for them.

MAIF insurance

Minimum Insurance Requirements in Maryland


Maryland requires drivers to have a minimum coverage of 30/60/15:

  • $30,000 for bodily injury per person
  • $60,000 for bodily injury for two or more people
  • $15,000 for property damage

Maryland Auto Insurance offers affordable insurance rates and full coverage for cars, trucks, motorcycles, and RVs. Your MAIF agent can help you determine which insurance policy will properly cover your type of vehicle.

Whether you are looking for a new insurance provider, or have been dropped by your old insurance company, your Maryland Auto Insurance Provider is here to find you the insurance you need and want. We will cover you, guaranteed.

I prefer to be contacted by:

Are you a new patient?

I would like to schedule a visit:

What time of day would you prefer?

What day of the week would you like to schedule your consultation (select all that apply)?