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Insurance Fraud MAIF Special Investigation Unit

Stop Insurance Fraud signOne person’s insurance fraud affects all policy holders.

Maryland Auto Insurance has created a Special Investigations Unit specifically to detect and deter insurance fraud for the protections of our drivers. Insurance fraud effects all of our policy holders causing premium rates to rise yearly. Our MAIF Special Investigation Unit is another way we help our customers maintain their affordable insurance premiums.

Insurance fraud could raise premiums up to $300, a year.


If you suspect fraud, contact local law enforcement, Maryland Auto Insurance or the National Insurance Crime Bureau.

  • NICB Hotline: 1-800-TEL-NICB
  • Maryland Auto Insurance Hotline: 1-800-500-0333

All Hotline Calls are Free and Anonymous.


Insurance Fraud

Insurance fraud is any act of dishonesty or misrepresentation when dealing with your insurance company. From incorrectly reporting your yearly mileage to faking an injury in an accident, insurance fraud hurts everyone.

Insurance fraud includes:

  • Faking an automobile accident
  • Faking or exaggerating injuries sustained in an accident
  • Giving the insurance company a fake address to get a lower premium
  • Including existing damage when reporting an accident claim
  • Withholding information about your driving record
  • Falsely reporting a loss or theft of a vehicle
  • Under reporting mileage driven a year for lower premium

Reporting suspected insurance fraud is everyone’s responsibility. If you suspect someone you know, or someone you have been involved in an accident with, is committing insurance fraud be sure to contact the appropriate authorities or the insurance fraud hotline.