Leading the way with MAIFRoadway Insurance Agency, Inc.

MAIF Payment Plans & Pricing

Insurance policy pricing is contingent on several factors. As your leading local Maryland Auto Insurance provider, we will provide you with a free quote for auto or motorcycle insurance coverage in Maryland. Based on your needs and budget, we can offer you the most affordable Maryland auto insurance.

Insurance premiums are based on:

  • Type and year of the vehicle
  • Where you live
  • Amount of coverage needed
  • Loan on vehicle
  • Customer driving record/history

If you have any questions about your premiums, auto insurance policy, or payment, one of our experienced MAIF providers will gladly answer any questions you may have. Our goal is to help our drivers obtain the appropriate coverage they need in the state of Maryland.

Maryland Auto Insurance Can Help You Pay

Our Maryland Auto Insurance providers can help you find the lowest premiums and payment options possible. We offer convenient monthly installment plans, safe driver discounts, and policy options to lower your premium rates.  With MAIF, you save money by driving safe.

Our MAIF providers are knowledgeable, friendly, and here to help you. We can explore all available options with you and help you make an informed decision concerning your auto insurance policy. Call us today for a free car insurance quote. You can speak with an experienced provider who can help you find your best car or motorcycle insurance rates.

We offer down payments as low as 10% to help drivers get insured and back on the road.

Installment Payment Plans

Customers who pay their yearly premium in full, upfront can save 5% off their yearly insurance cost.

For customers who are unable to pay their yearly premium at once, MAIF offers installment plans with initial down payments. Our payment plans are designed with our customer in mind. In-house payment plans help to budget premiums, avoid financing fees, and reduce the risk of lapses in auto insurance converge. Our team can work with you to find the right option for your needs. Installment plans are based on your yearly premium cost as follows:

Premiums Less than $3,000

 25% Downpayment

-6 monthly installments with the first payment due 60 days after the policy are established.

-3 monthly installments with the first payment due 60 days after the policy are established and the remaining 2 payments due every 60 days.


Premiums $3000 or More

 20% Downpayment:

-8 monthly installments with the first payment due 45 days after the policy are established.

-4 monthly installments with the first payment due 45 days after the policy are established and the remaining 3 payments due every 45 days.

Discounts & MAIF

There are several ways you can save money on Maryland Auto Insurance insurance:

  • Safe driver discounts – Maintain a clean driving record free of accidents and traffic violations to secure the cheapest Maryland Auto Insurance.
  • Continued coverage discounts – Drivers who have 12 months or more of continued Maryland Auto Insurance will maintain the lowest rates.
  • Roadway Motor Club – Enjoy 24-hour roadside assistance as well as other member benefits.

Opt Out of PIP for Lower Premiums

Ask your Maryland Insurance provider about opting out of PIP. PIP, or Personal injury protection, is optional in Maryland. Keep in mind that opting out could save you money on your monthly premiums.