Getting into an auto accident can be a stressful and sometimes confusing situation. Between repairs and recovery, it can be hard to know what you need to do to help improve your situation. Making a car accident report to your insurance company as soon as possible can be key in securing compensation. But there are other steps you can take to help ensure your claim is processed quickly and successfully. By keeping a cool head and taking the time to gather all the information, you can help make your life a little easier after an accident.
How to Make a Successful Car Accident Report
If you want to ensure you get the compensation you deserve, you need to make sure you are prepared before you submit your claim. The more steps you take early on, the more likely you are to get your claim approved. Failure to provide supporting documentation could result in a denial of your claim. While your insurance company is there to help, you need to make sure you take control of the situation if you want to ensure success.
Contact Local Law Enforcement
Even if the accident is minor, it’s a good idea to contact the local law enforcement to get an official report. Police reports can often be major deciding factors in an insurance claim case. If there is no injury, you can contact your local non-emergency police station directly. However, if there was an injury or extensive damage, such as a fire, call 9-1-1 to get immediate assistance on the scene. If possible, try to get the name and contact information of the reporting officer. They can provide you with a case number and help you get the records you need to submit your insurance claim.
Gather Information and Evidence
The first few minutes after an accident can be the most confusing but also the most important. If possible, make sure you get the name and information of the other drivers or passengers involved. It’s also a good idea to take photos of the damage done to all vehicles. If there are witnesses around, ask for their contact information as well. Having witness statements can be a great way to improve your chances of getting compensation. Also, check to see if there are any street cameras around that may have gotten a photo or video of the accident.
Contact Your Insurance Provider
Even if you aren’t ready to make an official claim yet, it’s a good idea to contact your insurance provider as soon as possible. Simply alerting them of the accident early on can help you expedite your claim. Your insurance company can also provide assistance in your investigation and report. They can help you get the records you need to support your claim and can contact the other drivers’ insurance as well for additional information.
If you were in an auto accident, your MAIF insurance provider is here to help. Call us today to start making your auto accident report for a quick and successful claims process.