The Maryland Auto Insurance Fund (MAIF), also known as Maryland Auto Insurance, is a state-run insurance program that provides car insurance in Maryland. Drivers who are unable to get coverage through traditional car insurance companies will qualify for My MD Auto. Some drivers in Maryland are uninsurable in the regular insurance market because of their driving history or other factors. MAIF auto insurance was established to insure these drivers. Everyone deserves access to affordable auto insurance in MD.
Roadway Auto Insurance is a MAIF auto insurance provider in Dundalk, MD. Our company is committed to helping Maryland drivers get back on the road by offering free car insurance quotes in Maryland and assisting with the claims process. As a licensed producer and agent for MAIF, we can help you obtain a quote and secure a policy, even if you’ve been turned down by other insurance companies in Maryland.
What is MAIF?
Think of the Maryland Automobile Insurance Fund as your last resort when you need auto insurance. For Maryland drivers who have been canceled or denied coverage elsewhere, they can still obtain cheap car insurance in Maryland when other car insurance companies refuse to provide coverage. MAIF offers guaranteed coverage to eligible drivers, ensuring they meet the state’s minimum coverage requirements.
MAIF is a blanket of protection for high-risk drivers who may be involved in more than one accident, have moving violations, bad credit, or other reasons that make them uninsurable by standard insurance companies. The Maryland insurance company provides needed protection to those individuals who would otherwise be driving without insurance, thus reducing the number of uninsured motorists on the state’s roads.
In addition to providing auto insurance, MAIF also has various programs intended to serve policyholders and society. They are:
- Safe driving initiatives to help drivers improve their skills and reduce risk
- Financial education resources to assist policyholders in managing their finances
- A community outreach program focused on insurance education and awareness
- Guidance on how to save on insurance premiums through responsible driving and policy management
Filing a MAIF Claim is Simple
Filing a claim with the MAIF involves several steps to ensure a smooth process. Your claims representative is here to help you through each step when reporting an accident. Here’s what you need to do:
Ensure Safety and Gather Information
- Safety First: After an accident, check for injuries and call emergency services if needed.
- Document the Scene: Collect the following information:
- Names and contact details of all parties involved.
- Insurance information and policy numbers.
- Driver’s license and vehicle registration details.
- Names and contact information of any witnesses.
- Photographs of the accident scene and vehicle damages.
Report the Claim to MAIF
- Immediate Reporting: Contact your MAIF agent as soon as possible to report the incident.
- How to Report: Contact an agent at one of convenient MAIF claim center.
Provide Necessary Information
When filing your claim, be prepared to supply:
- Your full name and contact information.
- Policy number.
- Date, time, and location of the accident.
- Detailed description of the incident.
- Information about other vehicles and drivers involved.
- Any available police report or accident report.
Cooperate with the Claims Representative
After reporting, a MAIF claims representative will contact you, typically by the next business day. They will guide you through the process, which may include vehicle inspections, damage assessments, and discussions about coverage. Providing accurate information and complying with any requests, such as examinations under oath, is crucial, as failure to do so may result in denial of cover
If you need help finding affordable auto insurance, your MAIF auto insurance providers in Dundalk, MD will find the lowest rates available to you no matter what your driving record is. To receive a free MAIF auto insurance quote, see Get A Free Quote.