The Maryland Auto Insurance Fund (MAIF) helps residents who can’t get regular car insurance. But many drivers with clean records can use Maryland Auto Insurance too. This state program makes sure all Maryland drivers can get basic auto coverage, even if other insurers turn them down.
We are a MAIF auto insurance provider in Glen Burnie, MD that will help you apply and manage your auto insurance. Whether you’re applying for the first time or want to better understand your current MAIF policy we’re here to help you every step of the way.
What is Maryland Auto Insurance?
MAIF is part of Maryland’s auto insurance system. It started as the Unsatisfied Claim and Judgment Fund Board in 1957 and has grown into a full insurance company for Maryland drivers. MAIF helps people get auto coverage.
Purpose and Benefits
The main objective of MAIF Auto Insurance is to reduce the number of uninsured motorists in Maryland. My MD Auto provides care liability insurance to Marylanders who can’t get coverage in the private market. This is especially helpful because:
- Guaranteed coverage for high-risk drivers
- Reduces number of uninsured vehicles on the road
- Processes claims for accidents involving uninsured motorists
- Handles hit-and-run claims
Eligibility
To qualify for Maryland Insurance you must:
Maryland Resident
- You live in Maryland
- You have a Maryland driver’s license or vehicle registration
Insurance History Requirements
- You must have been rejected by at least two private insurance companies
- You cannot have lost previous insurance due to non-payment of premiums
- You must provide documentation of insurance denials or cancellations
Your MAIF auto insurance provider in Glen Burnie, MD will evaluate each driver’s situation individually. If they qualify, we will offer coverage, regardless of driving record or number of offenses, as long as they meet the basic requirements.
We also offer payment plans and work with you to create a policy that fits your budget and meets state requirements. So even if you have a tough insurance history, you can stay legal while you work on your driving record.
How to Apply for My MD Auto Insurance
Applying for MAIF coverage is a step by step process to make sure eligible drivers get the right coverage.
Gather Your Documents
Before you start your application you will need to gather some documents. Having these ready will make the process easier:
- Insurance denial or cancellation letters from previous insurers
- Maryland driver’s license
- Maryland vehicle registration
- Your driving record
- Maryland address
Note: Keep your insurance denial or cancellation letters for reference. These are proof of your MAIF eligibility.
Contact Your MAIF Auto Insurance Provider in Glen Burnie, MD
Working with an approved MAIF insurance producer is required to get coverage. These licensed professionals will:
- Run background checks
- Review your driving record
- Verify your eligibility
- Help you find the right coverage
- Walk you through the application
You can reach out to a MAIF claim center through:
- Phone call
- Online form
- In-person
Application Process
The final step is working with your chosen MAIF producer to complete your application. This will follow:
- Initial Review: Your producer will review your info and verify you’re eligible for MAIF coverage.
Coverage Options: Based on your needs and state requirements, your producer will help you choose the right coverage. - Quote: You’ll get a free quote with premium costs and payment options.
- Application: Your producer will help you fill out and submit all forms and docs.
- Payment: You’ll work with your producer to set up a payment plan that fits your budget.
Contact Your MAIF Auto Insurance Provider in Glen Burnie, MD Today
As your MAIF auto insurance provider in Glen Burnie, MD, we here to make sure you get the coverage you need. We are here to answer questions about coverage options, and help you understand your responsibilities as a MAIF policyholder. Get a free MAIF quote today. Many people can even get same-day coverage.