In auto insurance, there are multiple types of insurance that help cover certain types of damage. In this post, we will discuss comprehensive insurance.
At MAIF Insurance Online, we believe all drivers should be insured. Our experienced, dedicated team can work with you to help you find the insurance you need. Remember: All drivers are required by law to have car insurance in MD. Our team at MAIF Insurance Online can work with you to find the coverage you need, even if you have a bad driving history.
One of our experienced team members can walk you through your insurance options. Receive a free MAIF auto insurance quote to learn more. Call us to speak with an experienced member of the auto insurance team.
What is Comprehensive Insurance?
Comprehensive insurance helps cover the cost of repairing or replacing your car if it is damaged (not by a collision) or stolen. If you are in a car accident with another vehicle, comprehensive insurance will not cover the cost; you will need collision insurance to cover the cost.
Comprehensive insurance covers damage to your car caused by :
- Auto theft
- Fire
- Vandalism
- Natural disasters
- Hitting or being hit by an animal
Comprehensive insurance is required when you are leasing a vehicle. If you own your own vehicle, comprehensive insurance is optional. Comprehensive insurance does not cover damage to another person’s vehicle.
We can work with you to determine if comprehensive insurance is right for you. Drivers with older cars may not see the value in adding comprehensive insurance to their package. However, drivers with newer cars may want to consider adding it to their package.
Our team at MAIF Insurance Online can help you find the right auto insurance for your vehicle. We can answer any questions you may have about auto insurance and help you obtain the proper insurance to keep you covered on the roadway.